If the average pack a day smoker converted their resources over to an electronic cigarette, they have the potential to save a lot more then what they are spending currently. If they purchase the refill cartridges at roughly $10 for a case, and the case will last them about 2 packs of cigarettes, then they will be spending$730 dollars a year on cartridges. That leaves the consumer with a surplus of $1,733.75 a year. That alone is a big enough savings to please a consumer in this volatile market. Now lets say that only invest 50% of that leaving the rest in their pocket. That leaves $866.88 to invest and $866.88 to spend at your hearts desire. Now investing that money in a mutual fund earning you a minimum of %15 gets you and extra $130 dollars a year for doing nothing. That is roughly $1,000 dollars that you just saved and had to do nothing with. When the market gets better that will leave you with more money in your account. Turn that $1,000 compounding and you could have well over %10,000 in about 7 years. Here is where you can start you savings!
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